BEGIN:VCARD VERSION:3.0 REV:2024-12-03T17:57:41Z N;CHARSET=utf-8:Owen;Chris;;; FN;CHARSET=utf-8:Chris Owen ORG;CHARSET=utf-8:North P&I Club TITLE;CHARSET=utf-8:Group General Counsel EMAIL;INTERNET:chris.owen@north-standard.com TEL;PREF;WORK:+44 191 232 5221 TEL;HOME: TEL;CELL:+44 771 773 1457 END:VCARD