BEGIN:VCARD VERSION:3.0 REV:2025-01-23T17:30:09Z N;CHARSET=utf-8:Hendy;Michael;;; FN;CHARSET=utf-8:Michael Hendy ORG;CHARSET=utf-8:North P&I Club TITLE;CHARSET=utf-8:Consultant EMAIL;INTERNET:michael.hendy@sunderlandmarine.com TEL;PREF;WORK:+44 191 232 5221 TEL;HOME: TEL;CELL: END:VCARD